Stay Healthy Cancer Protection Plan

Comprehensive Cancer Protection

Cancer Benefit: If the Insured is a confirmed diagnosis of and actively treated a Covered Cancer, Carcinoma-in-situ, Early Thyroid or Prostate Cancer and Less Aggressive Malignancy, the Insured will receive payments at amount stated in the Benefit Table.  The Insured can choose to hospitalize in semi-private room in any country, but the maximum benefit limit per Covered Cancer is HKD1,050,000 and lifetime limit is HKD3,150,000.

Multiple benefits may fully covered: The Plan provides multiple benefits that may fully covered, such as Diagnostic Benefits, Hospitalization and Surgery Benefits, Treatment and Medication Benefits, Pre-or Post- Treatment Consultation Benefits for one visit per day, Reconstructive Surgery Benefits, and Monitoring Benefits, but these are subjected to per Covered Cancer limit and lifetime limit. Pleases refer to Benefit Table for details of each item.

Cancer Annuity Benefit: If the Insured is in policy year aged between 18 to 64 and diagnosed by a registered medical practitioner as suffering from Cancer under Covered Cancer (except Carcinoma-in-situ, Early Thyroid or Prostate Cancer and Less Aggressive Malignancy) HKD8,000 per month for maximum 12 times in totaled as Cancer Annuity Benefit will be received.

Second Medical Opinion¹: Through this service, you can obtain a professional medical opinion in order to make an appropriate decision concerning your treatment.  

NAVIGATOR¹: NAVIGATOR not only arranges medical treatments for you subject to the advice from Second Medical Opinion, it also negotiates with service suppliers in order to control the medical charges within a medically necessary and expected range so as to meet your budget. The service provider of NAVIGATOR will charge a service fee, please refer to the brochure that has been uploaded to the company website.

Extended care benefits support recovery

Hospital Cash: The Plan offers two types of hospital cash.  The Insured will receive Hospital Cash for Intensive care Unit and Hospital Cash for Public Hospital in Hong Kong from hospitalization of Covered Cancer.  Please refer to Benefit Table for amount of daily hospital cash and maximum number of days per Covered Cancer.  

Ancillary Service for recovery

Ancillary services: For speedy recovery after the Insured’s cancer treatment, the Plan provides financial support on various ancillary services that are medically necessary for Insured’s recovery.  The ancillary services can be provided by Registered Chinese Medicine Practitioner, Registered Dietician, Physiotherapist, Occupational Therapist, Speech Therapist, or Registered Chiropractor, once a day as part of the recovery treatment.  Please refer to Benefit Table for maximum limit per visit and maximum number of total visits per Covered Cancer per person.

Psychological counselling: When the Insured is diagnosis of the Covered Cancer, one immediate family member is usually the major caretaker.  Both of them are suffering huge psychological pressure that may lead to the need of Psychological Counselling.  The Plan supports the Insured and the same immediate family member the payment of Psychological Counselling, but subject to the maximum limit per visit and maximum number of total visits per Covered Cancer listed in the Benefit Table.

Home nursing: If the registered medical practitioner recommends home nursing service should be provided by a Registered Nurse, the Insured can refer to the Benefit Table for the maximum limit per day and maximum number of total days per Covered Cancer for compensation.

Medical appliances: If the registered medical practitioner recommends the Insured to purchase or rent medical appliances, the Insured can refer to the Benefit Table for maximum amount per Covered Cancer for compensation.

Compassionate Death Benefit: The Plan will pay the beneficiary a lump sum amount of Compassionate Death Benefit if the Insured is dead.  This policy will then terminate.