Accidental Hospitalization Medical Expenses Benefit
Hiking and Running Race Double Accidental Hospitalization Medical Expenses Benefit
Accidental Benefit Extension to Chinese Medication and General Practitioner Out-Patient Expenses
Accidental Total and Permanent Disability Benefit
Issue age: 18 years old to 60 years old
Premium Payment Term: Payable every year throughout the benefit term
Benefit Term : Guaranteed renewal for 5 years, and renewable every year up to the Policy Anniversary of the Insured's 65th birthday
| Plan 1 | Plan 2 | |
|---|---|---|
| Sum Assured | HKD 500,000 | HKD1,000,000 |
| Monthly Premium Payment |
HKD 119.97 | HKD174.96 |
| Annual Premium Payment | HKD 1,379 |
HKD2,011 |
| Items | Plan 1 (HKD) | Plan 2(HKD) |
|---|---|---|
| Accidental Death Benefit | 500,000 | 1,000,000 |
| Accidental Total and Permanent Disability | 500,000 | 1,000,000 |
| Accidental Hospitalization Medical Expenses Benefit 1 (per accident) | 25,000 | 35,000 |
| Hiking and Running Race2 Double Accidental Hospitalization Medical Expenses Benefit 1 (per accident) | 25,000 | 35,000 |
| Accidental Extended Medical Expenses Benefit Outpatient Expense Benefit - Maximum amount per day - Maximum times per accident - Maximum amount per policy year Chinese Medicine Practitioner Bone-setting Expenses, Chinese Medicine Practitioner Acupuncture Expenses, Physiotherapy Expenses and Chiropractic Expenses Benefit - Chinese Medicine Practitioner Bone-setting, Chinese Medicine Practitioner Acupuncture (Maximum amount per day) - Physiotherapy and Chiropractic Expenses(Maximum amount per day) - Maximum times per accident - Maximum amount per policy year |
350 3 times 2,500 100 350 3 times 2,500 |
350 3 times 3,500 100 350 3 times 3,500 |
| Compassionate Death Benefit | HKD 5,000 or 101% of paid total premium (whichever is higher) | HKD 10,000 or 101% of paid total premium (whichever is higher) |
1. The cost of dental treatment unless is
necessarily incurred due to the necessary dental treatment for the sound and
natural teeth of the Insured, which is caused by an accident. (excluding denture
and related expenses)
2.
(a) Running Race means Insured has participated in a running race with the
participation proof issued by the organizer of the race. Participation proof
could be included but not limited to race qualification proof or, number bib
etc.
(b) Hiking means activities on foot that is
taken place in outdoor and distance is measured in kilometres.
(c) Requirements for compensations for Hiking
and Running Race Double Accidental Hospitalization Medical Expenses
Benefit
- The first day of accidental hospital
confinement for Running Race should be 24 hours from the official race
specified completion time of the Insured, or;
- The first day of accidental hospital
confinement for Hiking should be on Sunday or Statutory Holidays in
HKSAR.
3. The
amount claimed in Accidental Extension Benefit to Chinese Medication and
Out-Patient Expenses will be deducted from Accidental Hospitalization Medical
Expenses Benefit.
