Simplified Underwriting Procedures
The application is simple as medical underwriting is not required.
Issue Age : 18 to 60 years old
Policy Currency : HKD
Premium Payment Term : To age 99 (Yearly Renewable)
Benefit Term : To age 100
Premium Payment Method : Annual
Minimum Sum Assured : HKD400,000
The
premiums stated below are for male and female non-smoking customers who are
aged 30, 40 and 50, enrolling the Plan with Sum Assured of HKD1,000,000.
Annual Premium (HKD) | ||
---|---|---|
Age | Male | Female |
30 | 1,300 | 1,030 |
40 | 2,310 | 1,830 |
50 | 5,270 | 3,800 |
China
Life (Overseas) has the absolute right and discretion to adjust the premium payable
under the Policy.
Please refer to the Policy documents for the complete definitions of the capitalised terms, as well as all the terms and conditions of this product. In the event of any dispute, China Life (Overseas) reserves the right to the final decision in deciding whether or not to accept the application and provide the insurance coverage.
This shall not be construed as any provision of or offer to sell or solicitation to buy any insurance product outside Hong Kong. China Life (Overseas) does not provide or offer to sell any insurance product outside Hong Kong.